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In addition, customers for this type of plan could have serious legal or criminal backgrounds. It is very important to note that different providers provide a range of concern ages on their ensured problem policies as reduced as age 40 or as high as age 80 - funeral insurance policies. Some will certainly also offer higher stated value, approximately $40,000, and others will permit better survivor benefit conditions by boosting the rate of interest price with the return of premium or reducing the number of years up until a full survivor benefit is offered