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Additionally, clients for this kind of plan could have serious lawful or criminal backgrounds. It is necessary to keep in mind that various providers offer a series of issue ages on their assured problem plans as low as age 40 or as high as age 80 - mutual of omaha final expense life insurance. Some will also supply higher face values, up to $40,000, and others will certainly permit for much better survivor benefit problems by enhancing the rates of interest with the return of premium or lessening the variety of years up until a complete survivor benefit is available